How much income do you need for PC World Elite Mastercard? (2024)

How much income do you need for PC World Elite Mastercard?

All World Elite Mastercards have high income requirements of $80,000 personal or $150,000 household. If you qualify for these cards, you can expect high earn rates and unique perks like concierge service and access to incredible experiences around the world.

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What is the income requirement for Mastercard World Elite?

All World Elite Mastercards have high income requirements of $80,000 personal or $150,000 household. If you qualify for these cards, you can expect high earn rates and unique perks like concierge service and access to incredible experiences around the world.

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What is the minimum income for PC World Elite?

PC Insiders™ World Elite® Mastercard®

Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.

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Who is eligible for PC World Elite?

Canada's first World Elite Mastercard with no annual fee.
Eligibility$80,000/year minimum personal income ‑OR‑ $150,000/year minimum household income ‑AND‑ Subject to credit approval and other eligibility criteria
In our grocery stores30 per $1 1
Stores
45 per $1 2Earn at least 30 per litre3
Everywhere else10 per $1 4

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What income do you need for PC Mastercard?

What eligibility criteria do I need to meet to apply for the PC Insider World Elite Mastercard? You must earn a personal income of $80,000/year OR have a minimum household income of $150,000/year before tax. Be a resident of Canada. Be the age of majority in your province or territory.

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What is the difference between World Elite and World Mastercard?

World Elite is the highest-tier you can receive and comes with all the benefits from Standard and World, plus more.

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Is World Elite worth it?

World Elite is Mastercard's highest benefits level. World Elite Mastercard benefits include everything you'd get with a regular or World Mastercard, plus hundreds of thousands of dollars more in travel insurance, exclusive discounts on many travel services and special nightclub access.

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What is the minimum limit for World Mastercard?

Annual fee and interest rate
Annual fee 2$115
Annual fee for additional card$35
Purchase rate20.99%
Balance transfer and cash advance rate 2-322.49%
Minimum credit limit 8$5,000

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How do I get approved for a PC Mastercard?

How do I qualify for the President's Choice Financial World Elite Mastercard?
  1. $80,000 individual or $150,000 household income requirement.
  2. Subject to credit approval.

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What does it mean to have a World Elite Mastercard?

"World Elite" is the highest of the three levels of Mastercard benefits. It includes all the benefits of the lower two tiers — "Standard" and "World" — plus a few of its own, including concierge service and benefits at specific merchants.

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What is the highest level of Mastercard credit card?

World Elite™ Mastercard®

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What are benefits to PC Financial World Elite Mastercard?

Benefits & features

Get 30 PC Optimum™ points per $1 on all the stuff you need: groceries, beauty, household products and more at participating stores. Earn at least 30 PC Optimum™ points per litre of fuel at Esso™ and Mobil™ stations in Canada. Earn 10 PC Optimum™ points per $1 everywhere else.

How much income do you need for PC World Elite Mastercard? (2024)
Is there an income requirement for credit cards?

The CARD Act doesn't set income requirements, which means these requirements are up to the discretion of card issuers. Some issuers have concrete income minimums, debt-to-income ratio limits and minimum credit limits, all of which would affect your ability to get a credit card.

How do I upgrade my world elite PC?

Click on the 'sign in' button on the PC Insiders™ World Elite Mastercard® product page or log into your mobile app to see if you are eligible for an upgrade. If you are eligible, you will see a PC Insiders™ World Elite Mastercard® tile on your home screen.

Who is eligible for a PC credit card?

PC World Mastercard: A personal income of $60,000 or a household income of $100,000. PC World Elite Mastercard: A personal income of $80,000 or a household income of $150,000. PC Insiders World Elite Mastercard: A personal income of $80,000 or a household income of $150,000.

Does Mastercard World Elite give lounge access?

Which credit cards offer access to Mastercard lounges through LoungeKey? Most Mastercard World and World Elite credit cards offer membership to the LoungeKey airport lounges network.

How do I know if I have a World Elite Mastercard?

If your card is a World- or World Elite-level card, you'll usually see it identified as such right on the card.

Is Mastercard World Elite a metal card?

Drawing on the global resources and expertise of the QNB Group, we are pleased to offer you the QNB Mastercard® World Elite™ Exclusive metal credit card. One of the most exclusive credit cards in the world, designed to provide you with bespoke services which revolve around your lifestyle needs.

Is Capital One Quicksilver a World Elite Card?

The Capital One Quicksilver Cash Rewards Credit Card offers new cardholders Mastercard World Elite benefits that can protect purchases and travel experiences.

Does Capital One have a World Elite Mastercard?

As a World Elite Mastercard® cardholder, you have access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more*.

Does Sam's Club World Elite Mastercard have an annual fee?

With a $0-annual-fee, the Sam's Club Mastercard is a solid, low-cost cash back credit card. Since it's only available to Sam's Club members, you'll first have to pay a membership fee of $50 for basic membership or $110 for Sam's Club Plus.

Is it hard to get a World Elite Mastercard?

World Elite Mastercards typically require excellent or good credit to apply—defined by FICO as a score of 670 and up—and may carry an annual fee. If you don't frequently stay at high-end hotels, you may find a World Mastercard or the standard Mastercard to be a better fit.

Does World Elite Mastercard include travel insurance?

Travel insurance is available with your credit card if you have a World Elite® Mastercard®, World Mastercard® or Platinum Mastercard® credit card: Travel must be booked with your card to be covered. See your card details for more information. See your card's certificate of insurance for full terms and conditions.

Does World Elite Mastercard have a spending limit?

World Elite Mastercard features:

No Pre-Set Spending Limit.

Does the PC Mastercard give instant approval?

If we have everything we need to proceed, your application should be approved within 7 business days from the date that you submitted it. If you're approved, you'll receive a confirmation email and from there, you should get your PC® Mastercard® in the mail within 10-15 business days.

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