How do I know if I will get approved for Amazon Credit Card? (2024)

How do I know if I will get approved for Amazon Credit Card?

You can check your Amazon Credit Card application status either online, or by calling the application status line at (888) 338-2586 and pressing the “#” key. If you want to check your Amazon Store Card application status, you should call (866) 226-5638, as the store card version is issued by a different bank.

How do I know if I got approved for Amazon Credit Card?

You can check your Amazon Credit Card application status either online, or by calling the application status line at (888) 338-2586 and pressing the “#” key. If you want to check your Amazon Store Card application status, you should call (866) 226-5638, as the store card version is issued by a different bank.

What are the odds of getting approved for Amazon Credit Card?

Your Amazon Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Amazon Credit Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.

Is it hard to get approved for an Amazon Credit Card?

Approval odds

Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.

How long does it take to hear back about Amazon Credit Card?

You may be instantly approved for the Amazon Credit Card, if you're a clear match for the card's approval requirements. Otherwise, it could take as long as two to four weeks to receive a decision on your application. The same goes for the Amazon Store Card, too.

How do I know I will be approved for a credit card?

In summary. Most issuers have secure websites and phone lines you can use to check the status of a credit card application. Digital applications tend to yield decisions in the shortest amount of time.

What bank approves Amazon card?

Amazon Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply.

Is Amazon Credit Card a hard or soft pull?

When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.

Can I get a Amazon Credit Card with 550 credit score?

You need a credit score of 700 or above to get the Amazon Credit Card that works wherever Visa is accepted, which means people with at least good credit have a good shot at getting approved for this card. To get the Amazon Store Card, on the other hand, you need a 640 credit score (fair credit).

What is the easiest credit card to get approved for?

What credit card can I get with a 550 credit score?

One of the best credit cards for a 550 credit score is the OpenSky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there's no credit check when you apply, so approval is almost guaranteed. You just need $300 for a refundable security deposit and enough income to make monthly payments.

Can anyone get an Amazon Credit Card?

The Amazon Credit Card requirements for approval include having a credit score of at least 700 (good credit), and enough income to make monthly minimum payments. Plus, applicants must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number.

Can you get Amazon Credit Card with 650 credit score?

The Amazon Store Credit Card and the Amazon Secured Credit Card are much easier to get. You can get the store card with fair credit (a 640+ score), and even people with bad credit can get the secured card.

How long does Amazon approval take?

The time it takes for new sellers to get approved by Amazon can vary, but it typically takes between one to two weeks. During this time, Amazon reviews the seller's application and verifies their information, including their business address, tax ID, and payment information.

How long does Amazon Credit Card application take?

If your application isn't approved instantly, you'll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.

Where does Amazon pull credit from?

Amazon usually pulls credit reports from one or more of the three major credit bureaus - Experian, Equifax, and TransUnion - when applying for an Amazon credit card.

What credit card has a $2000 limit for bad credit?

First Latitude Select Mastercard® Secured Credit Card

Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit. No minimum credit score required for approval!

Does 7 10 days mean denial?

Most denied Chase credit card applications come after receiving the message stating Chase will provide a final decision within 7-10 days. If Chase denies your application, you can try calling their reconsideration line: Personal credit cards: 1-888-338-2586.

What is a good amount to get approved for credit card?

A good annual income for a credit card is more than $39,000 for a single individual or $63,000 for a household. Anything lower than that is below the median yearly earnings for Americans. However, there's no official minimum income amount required for credit card approval in general.

Is Chase Amazon a good credit card?

Ideal for Chase customers+Amazon shopper

You can't beat the 5% cash back on Amazon purchases, plus 1-3% on everything else. Plus, Chase banking makes it so easy to pay the credit card through their app, I basically use it instead of my debit card and then just pay the bills in full each month.

Can I use my Amazon Store Card at Walmart?

Store cards include the Amazon Prime Store Card, Amazon Store Card, Target RedCard and Walmart Rewards Card. These cards can only be used in-store and online at Amazon, Target and Walmart properties, respectively.

Is it safe to apply for Amazon Credit Card online?

Yes, the Amazon Credit Card is safe. This card is issued by Chase on the Visa network and has standard security features such as $0 fraud liability protection and a 3-digit security code printed on the back. Keep in mind that if your card is ever lost or stolen, you will need to call customer service at (888) 247-4080.

Does Amazon check your credit score?

Does Amazon BNPL Check Credit? While other BNPL services require a soft or hard credit check when you apply, Amazon doesn't use your credit report to determine your eligibility. As such, applying for BNPL won't hurt your credit score.

How much credit do you lose from a hard pull?

How do hard inquiries impact your credit score? A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won't be that significant. As FICO explains, “For most people, one additional credit inquiry will take less than five points off their FICO Scores.”

Is Prime Visa easy to get?

Applicants with a good to excellent credit score — a 670 FICO score or higher or a 661 VantageScore or higher — have the best approval odds when applying for the Amazon Prime Visa card.