Can I use my CareCredit card for non medical purchases? (2024)

Can I use my CareCredit card for non medical purchases?

In some sense, the CareCredit card works just like a regular credit card. The only difference is that you can only use it to cover traditional medical insurance copayments​ on covered services. The card can also be used for elective medical procedures that are not covered by traditional insurance plans.

Can you use CareCredit to pay for anything?

It's a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. CareCredit is accepted at over 260,000+ providers nationwide for LASIK and Vision Care, Cosmetic and Dermatology Procedures, Dentistry, Veterinary, Hearing Care and other specialties.

Can you use CareCredit for other things?

​Use your card in the CareCredit network for costs including doctor visits, veterinary care, dentistry, specialists, retail locations, and more.

Is CareCredit only for medical bills?

CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again* to help manage health, wellness and beauty costs not covered by insurance.

Can you use CareCredit for everyday purchases?

The CareCredit Card is accepted at more than 225,000 providers, but it's not a general-use card that you'd also reach for when making nonmedical purchases. Here are five things to know about the CareCredit Card.

Can I use CareCredit like a regular credit card?

In some sense, the CareCredit card works just like a regular credit card. The only difference is that you can only use it to cover traditional medical insurance copayments​ on covered services.

Can you use CareCredit for other purchases?

Your CareCredit credit card can be used to pay for health, wellness and personal care items. This means you can use your card in the following departments: Pharmacy. Over-the-Counter (OTC) Medication.

Can I use my CareCredit card for personal use?

The card comes with no annual fee and is accepted by more than 260,000 locations across the country for a variety of expenses. As noted above, cardholders can use their CareCredit card for their own expenses or to pay for others like family and pets.

Can you withdraw cash from CareCredit?

You can get a CareCredit Mastercard cash advance at any ATM or with the convenience checks they send you. In addition, they will treat any purchase of certain cash like items as cash advances.

Can I use my CareCredit card for pet supplies?

CareCredit is restricted to use only for routine or emergency veterinary care and cannot be utilized in pet stores.

What can I purchase with CareCredit?

CareCredit is accepted by over 260,000 healthcare providers nationwide, including primary care physicians, pharmacies and labs. Cardholders may use a CareCredit card to pay for copayments, deductibles and large medical expenses like emergency care or surgery.

Can you use CareCredit at Walmart?

Yes, you can use your CareCredit Credit Card at Walmart, besides other locations. This card can be used for in-store purchases of select health, wellness and personal care items. That means you can use it in the following categories: Pharmacy.

Where can I spend my CareCredit card?

What are the limits for CareCredit?

Every CareCredit transaction is eligible for a No Interest* or Low Interest Payment Plan and you can use the card at all healthcare practices that offer CareCredit. For procedure amounts from $1 to $25,000, CareCredit, the leader in patient financing, has a payment plan for every body.

What is the maximum CareCredit limit?

A CareCredit card has a maximum credit limit of $25,000. For charges of $200 or more, CareCredit offers "no-interest" promotional periods of six, 12, 18 and 24 months, depending on the provider. If you pay off your purchase within your promotional period, no interest will be charged.

Does CareCredit hurt your credit score?

For example, you can see if you prequalify for the CareCredit credit card, which won't affect your credit score. If you're prequalified, accepting and applying for the offer can still lead to a hard inquiry. But you can apply with confidence that your application will likely be approved.

Why is my credit card being declined when I have money?

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

What does CareCredit cover at Walgreens?

What can I purchase with my CareCredit credit card at Walgreens? All items at Walgreens except for lottery tickets, gift cards/reloads, alcohol and tobacco can be purchased.

Can I use my CareCredit Mastercard for groceries?

Use your CareCredit^® Rewards^™ Mastercard^® outside of the CareCredit Network right from your device to make secure and convenient purchases and earn points*. Use for all your everyday purchases for things like gas, groceries, pet supplies or dining out.

Can I use CareCredit at PetSmart?

Can I Use My CareCredit Cards at PetSmart? You can't pay using CareCredit at PetSmart because this shop primarily sells pet food, toys, and other supplies. You may only use your CareCredit card for pet health services and cremation.

Can I use CareCredit for the gym?

Average Costs

There's no need to let the cost of home gym equipment keep you from reaching your personal fitness goals. Use your CareCredit credit card to finance the cost of gym and fitness equipment to help you look and feel your best.

Can I use my CareCredit card at a hotel?

If you got upgraded to (or applied for) the CareCredit Rewards Mastercard, you can definitely use that anywhere. Only the regular one is for medical stuff; the Mastercard has no such restrictions. Still, obviously you'll get better rewards if you use it for healthcare.

Can I transfer money from my credit card to my bank account?

It is possible to use a credit card to transfer money into a bank account by using a cash advance or balance transfer check, but we can't recommend it. Cash advances are risky because of the high interest rates and costly one-time fees. Balance transfers can lead to more debt if they're not handled correctly.

How do I turn my credit card into cash?

Is CareCredit card a Visa or Mastercard?

The CareCredit Credit Card is neither a Visa, nor a Mastercard. While there is a Mastercard version of the CareCredit Credit Card, it is only available to select cardholders through an upgrade.